6 Reasons to order an appraisal from ALL METRO ATLANTA APPRAISAL CO.

Thousands of people in Georgia purchase, sell or refinance their home every month. A lot of these transactions include a simple line item for an appraisal. Nearly all lenders still need a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that may seem cheaper than an appraisal. Is obtaining a mortgage the only reason to get an appraisal? Are there other instances when the services of a licensed, independent real estate professional might be beneficial? You bet.

Let ALL METRO ATLANTA APPRAISAL CO. assist you in lowering your mortgage payment

Dispute your tax assessment

It's possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your home, so if prices have declined in your neighborhood, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. We can assist you in challenging your tax assessment.

PMI removal to reduce your mortgage payment

When the amount being loaned to the home owneris more than 80% of the actual value of the real estate, almost all lenders ask home owners to buy this supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

ALL METRO ATLANTA APPRAISAL CO. can produce a statement regarding the value of your home, and the price you paid for the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.

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Get a fair valuation on a home for divorce settlements

A divorce is often complicated by the difficult decision of who keeps the house, and it can be an especially daunting occurrence for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from ALL METRO ATLANTA APPRAISAL CO. so both parties are completely aware of the true market value of their home.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Determine an accurate and fair valuation for estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocate to or from Fayette County for work

Employee relocation can be a stressful event, and we understand. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide input on the positive attributes of their property, along with information about any new sales or listings in their neighborhood that they want considered.

Close on your home quickly — at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they rest on our efforts to complete the appraisal report.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market.

Let ALL METRO ATLANTA APPRAISAL CO. assist you in selling your home quickly at the right price